⚡ Quick Summary

China is virtually a cashless society. Mobile payments (Alipay and WeChat Pay) dominate. You can now link your international Visa/Mastercard to both apps. Cash still works but many vendors won't have change. Set up payments before you arrive.

📱 Mobile Payments (Essential)

Set up at least one of these before arriving in China

🔵

Alipay (支付宝) — Top Pick

Alipay TourCard allows you to link an international Visa or Mastercard. No Chinese bank account needed. Best for visitors.

How to Set Up:

  1. Download Alipay app
  2. Sign up with your phone number
  3. Go to "Me" → "Bank Cards"
  4. Add your international card (Visa/Mastercard)
  5. Verify with SMS code
  6. You're ready to pay!
💚

WeChat Pay (微信支付)

Integrated into WeChat. Also accepts international credit cards. Essential for scanning QR codes at small shops and street vendors.

How to Set Up:

  1. Download WeChat and create account
  2. Go to "Me" → "Services" → "Wallet"
  3. Bind your international card
  4. Complete identity verification (passport)
  5. Start scanning QR codes to pay!

💡 How Mobile Payments Work

Pay by scanning: Open the app, scan the vendor's QR code, enter the amount, and confirm with your fingerprint or face ID.
Receive by showing: Open "Pay" or "Collect", show your QR code to the vendor, and they scan it to deduct the amount.
It's that simple — no PIN, no signature, just scan and go. Most transactions complete in under 2 seconds.

💳 Credit & Debit Cards

Where international cards are (and aren't) accepted

Accepted

International hotels (Marriott, Shangri-La, etc.), upscale restaurants, large shopping malls (MixC, Coastal City), hospitals (Nanshan Hospital), and airport shops. Visa and Mastercard are most widely accepted.

NOT Accepted

Street food stalls, small local restaurants, taxis, metro stations, buses, convenience stores (most), markets, and small shops. Basically anywhere that isn't a major chain or international venue.

💡

Pro Tip

Always carry ¥200–500 in cash as backup. Get some RMB at the airport ATM upon arrival. Tell your bank you're traveling to China so they don't block transactions.

💵 Cash (RMB)

Still useful as a backup — know the basics

¥100

Red note, Mao Zedong

~$14 USD

¥50

Green note

~$7 USD

¥20

Brown note

~$3 USD

¥10

Blue note

~$1.4 USD

🧾 Where to Get RMB

  • ATMs at the airport — Best rates, available 24/7. Look for Bank of China, ICBC, or China Merchants Bank ATMs
  • Hotel front desk — Some hotels exchange currency but rates are less favorable
  • Bank branches — Best rates but require passport and may take time
  • Avoid airport exchange counters — Higher fees and less favorable rates
  • Tip: Withdraw ¥1,000–2,000 at a time to minimize ATM fees

🌟 Tipping Culture

Tipping is NOT customary in China

🍽️

Restaurants

No tipping needed. Some upscale restaurants add a 10–15% service charge to the bill automatically. Check your receipt.

🚕

Taxis

No tipping. Pay the exact metered fare. Drivers will round down if you don't have exact change. Rounding up is not expected.

🏨

Hotels

No tipping for bellboys, housekeeping, or concierge. International hotels may accept tips but it's not expected. A sincere "thank you" is sufficient.

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Need Help with Payments?

Our concierge team can assist you with setting up Alipay, WeChat Pay, and managing your finances during your Shenzhen stay.

Contact Our Concierge